Tuesday, March 29, 2011

Investment and job

 Modern man, for For now, most people know of investment goods may be bonds, stocks or funds, gold.

texture of the product from the investment, the bonds are low risk and low return of investment goods, the stock is a high risk and high return of investment goods. Bonds can receive interest and principal on time, and some repayment of principal and interest a year, some several times a year payment of interest, the final phase of debt service. Stock it, you can also get dividends of listed companies, usually once a year bonus, there are many dividends, of course, regardless of bonus shares of listed companies have. Of course, the stock dividend income relative to capital gains for investors hope for is negligible. Capital gains is buy low and sell the stocks with high earnings. Proceeds to invest in stocks from these two aspects.

bonds can be divided in several varieties, probably the government bonds, financial bonds and corporate debt. In these bonds, the lowest general government bond yields, which is the national debt, because the risk is almost zero, the lower the risk, of course, less income; followed by the financial bonds, banks, insurance companies, securities companies, trust investment companies, asset management companies and other financial institutions, financial bonds issued for the financing, risk larger than the debt securities, income will be higher; Finally, corporate bonds, the relative risk to be greater than two bonds. As compared to bigger business risk, companies close down, probably could get back the principal amount, compared to government bonds, the risk to be much larger.

I put these bonds and work in our society to do analogy. Can be compared to corporate bonds of the civil service investment, higher income (only from the bond point of view); public institutions as financial bonds investment; other general work for the national debt. Followed by decreasing income.

the boss self-employment for those who can be compared to equity investments. High-risk and high return. Venture fails, can be the loss to buy a stock, buy low and sell high. Entrepreneurial success, and that is a buy low and sell high.

Therefore, the average wage earners are always complaining about me not working very hard to make money, the company did not give me a raise a few years. Watching other people driving a BMW owner, sitting Benz jealous. In fact, this also is normal. People do is high risk and high return things, success can be so, of course, losers, Jiubuyongti out. This is very objective.

bonds almost everyone can make money, because the risk is small, but the income is also low. Very few stocks to make money, so imagine the boss is also a small number of successful people, it confirmed a few people who hold most of the wealth.

objective facts before us do not complain about losing money, investment products may be wrong, or the lack of capacity. Understanding of nature may be to find a way out, get what you want the wealth!

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